Legal

Privacy Policy

How we handle personal information, in line with Indian data-protection law.

Draft — requires legal approval. This is a starting template only. Your final Privacy Policy must reflect your actual data practices and comply with the Digital Personal Data Protection Act, 2023 and applicable RBI directions. Have it reviewed by legal counsel.

Effective date: [TODO]

1. Scope

This policy explains how Emar Fiscal Services Private Limited (“we”) collects, uses and protects personal data. In Phase 1, this website is informational and does not collect personal data through forms. This policy will be expanded when online services are introduced.

2. Information we collect

Currently: none through this website beyond standard, privacy-respecting analytics (if enabled). In future phases this will include information you provide when applying for products. [Update when forms/logins are added.]

3. How we use information

To respond to enquiries, provide and service products, meet legal and regulatory obligations (including KYC/AML), and improve our services.

4. Your rights

Under the Digital Personal Data Protection Act, 2023, you have rights to access, correction, and erasure of your personal data, and to grievance redressal. Requests can be made to our Data Protection contact below.

5. Data storage & security

Where we collect customer or financial data, it will be stored on servers located in India in accordance with applicable RBI requirements, with appropriate security safeguards.

6. Contact

Privacy queries: info@emarfiscalservices.in. A Data Protection Officer will be designated as required. [TODO: name DPO.]

Not legal advice. Emar Fiscal Services must finalise this policy with qualified legal counsel before collecting any personal data.